Real Estate by Chef J — St. Augustine, FL
Helping You Find
More Than a House—
Helping You Find a Home.
Francisco J. Jaramillo — Chef J — is a Florida-licensed real estate agent serving buyers, sellers, and investors in St. Augustine and St. Johns County. Honest guidance, expert local knowledge, and a veteran-friendly approach from someone who actually lives and works in this community.
FL License SL3516114 · LPT Realty · Designated Broker: Molly Winkle
Veteran-Friendly Agent
VA Home Loans · St. Johns County
What I Help With
Every step of your real estate journey,
covered with honesty and expertise.
Residential Buying
From your first showing to closing day, I guide you through every decision — offer strategy, inspections, and negotiation — so you buy with confidence.
Residential Selling
Accurate pricing, strategic marketing, and a no-pressure approach designed to get you top dollar without the drawn-out process.
VA Home Loans
Veteran-friendly guidance for buyers using VA benefits. I understand the process and will coordinate with VA-approved lenders to make your benefit work for you.
Investment Guidance
Thinking about adding real estate to your portfolio? I help investors identify opportunities in St. Johns County and evaluate properties with a practical, numbers-first lens.
Home Valuation
Curious what your home is worth in today's market? Get a free, honest comparative market analysis with no obligation. Available through the full website.
First-Time Buyers
Buying your first home is one of the biggest decisions you'll make. I walk you through the full process in plain language — no jargon, no pressure.
As a U.S. Army veteran, I help fellow veterans use their VA home loan benefits the right way.
I served as Staff Sergeant in the U.S. Army — including as chef of the Chairman's Dining Room at the Pentagon. I understand military culture, the PCS move, the VA loan process, and the mindset of someone who has earned this benefit and deserves an agent who will make it count.
No Down Payment
Eligible veterans buy with zero down. Real savings, real advantage.
No PMI
Skip private mortgage insurance — meaningful monthly savings vs. conventional.
Agent Who Gets It
VA appraisals and timelines have nuances. I coordinate to keep your offer competitive.
St. Johns County Market
High-growth area. I know which neighborhoods and price ranges work for VA buyers.
The Chef J Approach
Honesty, integrity, and expert knowledge—
not just a tagline.
Real estate advice should protect your interests, not just close a deal. I'll tell you when a home is overpriced, when a neighborhood has question marks, and when the numbers don't work for your situation — even if that means waiting.
Honesty First
I give you the real picture of each property and deal, so you can make a decision you'll still feel good about years down the road.
Local Expertise
St. Augustine and St. Johns County are my market. I know the neighborhoods, the pricing trends, and the builders operating here.
Responsive & Direct
You'll always know where things stand. I communicate clearly and respond quickly — because your timeline matters.
Ready to take the next step?
Search properties, get your home
valued, and connect with Chef J.
The full experience lives at realestatebychefj.com — property search, home valuation tool, and a direct line to Francisco.
Go to realestatebychefj.com →Contact
Let's talk about your goals.
Whether you're ready to buy, considering selling, or just have questions about the St. Augustine market — reach out. No pressure, no obligations.
Francisco J. Jaramillo
Florida License SL3516114 · U.S. Army Veteran
LPT Realty
Designated Broker: Molly Winkle
Serving St. Augustine, FL & St. Johns County
This page is a GWM brand overview. For property search, listings, and the full home valuation tool, visit realestatebychefj.com.